Accident Claims: Insurance Company Tactics You Should Be Aware Of

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Advice from The Sargent Firm

Insurance companies have an incentive to pay out as little as possible. They do not care about you personally; they only care about their bottom line. Because of this, they will engage in tactics that try to cheat you out of money that you would otherwise be completely legally entitled to. Therefore, The Sargent Firm, which is one of the leading law firms in the State of Idaho, strongly suggests that you never speak with an insurance claims adjustor after an accident. Instead, allow your attorney to do this. Here at The Sargent Firm, we know all of the insurance companies tricks. The following information will tell you about some of their most common tactics. Please reach out to us if you have any questions.

“Pre-existing Condition” Excuse in Accident Claims

This is one of the cruelest tactics the insurance companies use to avoid paying out what that ought to. When they use this trick, they assert that your injury is not due to the car accident, but, instead, it was caused prior to the accident.

This tactic is used to dissuade victims from seeking compensation for what they truly are entitled to. In some instances, insurance companies may even use explicitly and implicitly threatening language. It is for these reasons it is always best to use an experienced car accident lawyer to make sure insurance companies do not pull these stunts. At The Sargent Firm, we are ready and willing to take on the insurance companies to make sure you get what you are legally entitled to.

Minimizing Injury in Accident Claims

This tactic is an extension of the “pre-existing condition” excuse. In this one, the insurance companies will downplay your injury, essentially calling you a liar. They may hire medical professionals to conduct an “independent medical assessment.” However, these “independent” evaluations may be biased. The Sargent Firm will make sure all evidence is legitimate and that you are treated fairly.

Claiming Lack of Evidence in Accident Claims

This tactic is especially prevalent when victims of car accidents do not have legal representation. Insurance companies may insist that you have not met the burden of proof. Because of this, it is critical that you keep documentation of everything related to your accident.

When you hire Idaho’s premier law firm, The Sargent Firm, you will, without a doubt, have superb representation. We are thorough and make sure your case is a winning one. The insurance companies won’t be able to cheat you with us on your team.  

Denying Fault in Accident Claims

In every car accident case, fault and negligence are key elements. If you are the victim—you were not the liable party that caused the accident—the liable party’s insurance MUST pay out compensation to you. To minimize this, insurance companies will often try to argue that you are partially at fault for the accident. The laws of the State of Idaho do allow for this, but we will fight to make sure our clients get justice and the compensation they are legally entitled to and deserve.

Delaying in Accident Claims

Unfortunately, this is a too common of a tactic that insurance companies use. They believe that they can wear you out. They think that if they take too much of your time, you’ll simply just give up, dropping the case.

The Sargent Firm will not allow this to happen. We will ensure your case moves through the legal system as fast as possible. It does take time, yes, but we will do everything in our power to have it not slowed down by disreputable insurance companies.

The Sargent Firm is Here for YOU!

Idaho’s The Sargent Firm always looks out for our clients’ best interests. We strive to maximize their financial compensation and get it to them as fast as possible. If you have been involved in a car accident in Idaho, reach out to our office today to experience individualized, professional legal attention. We look forward to helping with your case!

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Murrieta, CA 92562

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Coeur d'Alene, ID 83814

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